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What is a mutual fund?
In simple terms, a mutual fund is an investment product that pools money from many different people to invest in a portfolio of stocks and/or bonds. Funds are managed by professionals who decide which stocks or bonds to buy, and investors benefit from the performance of the portfolio. Mutual funds typically earn higher returns than a traditional savings account, between 5% and 10% depending on the type of fund*.
Saving versus investing
The rate of return matters. Even if you are a consistent saver, due to the impact of inflation, you could still be losing purchasing power. This means that the rate of return on a typical savings account is not enough to account for the rising cost of living. So, while it is important to save, it is even more important to get the best possible returns on your money. This is the difference between saving and investing and is illustrated in the table below. By making monthly contributions of $200 into a mutual fund for 10 years, you could significantly increase your earnings and create a more stable financial future.
RF Mutual Funds
Offering more mutual funds than any other company in The Bahamas, RF Mutual Funds are designed to match any investor's risk tolerance. We offer low, medium and high-risk investment options and the flexibility for investors to scale up or down based on their specific investment goals. Our experienced Investment Specialists provide expert management of a diversified portfolio as part of a strategic investment plan. We also offer competitive fees and an 'easy pay' option for subscriptions.
Is a mutual fund right for you?
Mutual funds are designed to fund long-term financial goals like saving for a child's college education or retirement. They may not be right for you if you will need your funds within five years. They may also not be right for you if you do not wish to take on any investment risk, or if you are unwilling or unable to withstand fluctuations in the value of your portfolio.
Benefits of RF Mutual Funds
Convenience: Professionally managed, well-researched portfolios—no guesswork.
Affordability: Start investing with as little as $500.
Access to your money: Redeem or switch funds any month, no lock-in.
Access to markets: Diversified investments and access to markets you may not reach alone.
Professional management: Our Investment Specialists are experts at maximizing returns while controlling risk.
Let's build your success together.
Partner with a trusted global provider who puts your needs at the center of everything we do. Let's talk about how we can support your goals and build a lasting, successful partnership
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